Kingsbridge Contractor Insurance

At Brookson, we recommend that all limited company clients are appropriately insured to work. Brookson Limited has a longstanding partnership with Kingsbridge Contractor Insurance, where we have negotiated an exclusive discount for Brookson Limited clients. Kingsbridge provides a comprehensive, inexpensive and compliant business insurance solution to thousands of freelancers, contractors and independent professionals in the UK.

Kingsbridge Contractor Insurance is part of Kingsbridge Risk Solutions, one of the UK's leading independent insurance brokers, which means they have access to a wide range of industry knowledge and expertise and can ensure exceptional service levels, products, and premiums. They have recently been shortlisted in the Insurance Technology Awards and as Independent Regional Broker of the Year in the Insurance Times Awards and, like Brookson Limited, are an affiliate member of IPSE.

If you would like to discuss your contractor insurance arrangements please get in touch with Kingsbridge directly on 0845 643 0061 or via enquiries@kingsbridge.co.uk. You can also get a quote online, by visiting www.brookson.kingsbridge.co.uk

What you need to know!

The majority of recruiters require contractors to have business insurance in place. This is because they want to protect their business, but also to ensure that any contractor on assignment is suitably covered should an issue arise as a result of their work.

If your actions lead to anything being damaged or anybody being injured it is essential that you are insured, as it may result in a costly claim being made against you. Likewise, if you give your client any advice or complete any work for them that leads to them losing money, they may bring a claim against you. In such a situation, having appropriate insurance in place could be what keeps you in business.
Professional indemnity - Covers you if you are accused of professional negligence, making an error or omission, or giving bad advice which results in your client losing money. This provides cover for legal defence costs and damages awarded against you.

Public liability - Provides cover if someone is injured or property is damaged as a result of your actions whilst supplying services. Whether you are on your own premises or at a client’s site, you have a duty to protect anyone who might be affected by your activities. If you fail to do this, you may have to pay substantial compensation.

Employers' liability - provides protection against claims from employees. It is compulsory for almost all UK businesses. Regardless of your set-up, this is often insisted upon by clients who may require you to comply with a standardised contract.

There are a limited number of insurance providers that offer cost-effective and comprehensive insurance to the contracting community. At Brookson we have partnered with Kingsbridge Contractor Insurance, a specialist insurance broker for contractors and freelancers.

Kingsbridge provide a package which includes all the key insurances you may need – professional indemnity, public liability & employers’ liability. This means you only need one policy to cover your main exposures and meet your contractual obligations.

  • 12.5% Discount for Brookson Clients

  • Key Benefits

  • One package, full cover
  • Personal Accident included as standard
  • Cover for previous work
  • Instant access to policy documents
  • Monthly payment options
  • Insurance that acts as an IR35 indicator
  • Tax deductible business expense
  • Want to know more about Insurance for Contractors?

  • Our free guide will help explain why you need contractor insurance.

  • Download Our Free Guide
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