Umbrella Take Home Pay Calculator

If you’re a contractor that gets paid through an umbrella company but are unsure how much money you'll actually take home once tax is taken into account, Brookson is here to help. Use our contractor umbrella take-home pay calculator to work it out.

When you're working through an umbrella company, it can often be tricky to work out exactly how much money you will end up taking home on a weekly or monthly basis. Once tax is taken into account, your actual income can be hard to calculate. This can make staying on top of your finances difficult - especially if you are new to contracting. However, even for seasoned contractors, the unpredictability of different rates and changing payment cycles can make financial planning and budgeting a real pain. Here at Brookson, we can help you out.

Our umbrella take home calculator is designed to provide you with a fair and accurate snapshot of your earnings within seconds. Simply move the slider to reflect the gross amount you earn, and it will show the amount you will be left with at the end of each week or month. This will take into account contracted rate, tax deductions, payment cycles and working hours, giving you an idea of what will end up in your account.


Unsure how much you could be earning?


Our simple calculator will help you find out!

Calculate your take home pay

I earn

An hourly rate of £15 or £120 per day is the minimum requirement.

Please contact our new business team on 0800 230 0213 or arrange a callback to discuss your options.

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The calculations are for illustration purposes only and are based on a series of assumptions.


The calculations are based upon the following criteria:


The calculations are based upon the following criteria:



Umbrella Company Take Home Pay Calculator

As a contractor, what you are and you could be getting paid doesn’t always match up. The way in which you operate - be that as a limited company or through an umbrella company - plays a key role in determining how much of your rate you will actually see in your account at the end of each month. This can take a little getting used to.

One of the main difficulties contractors face when working for themselves and being paid through an umbrella company is calculating how much you can afford to spend on a month-by-month basis. Not having a clear view on how much tax you are paying before beginning a new assignment can lead to nasty surprises when you realise you have paid more than you were expecting to pay. Using a contractor calculator to determine take-home pay is an instant and convenient way to indicate how much take-home pay you can expect each month.

This is why if you are a contractor and get paid through an umbrella company in the UK, our take home pay calculator is so useful. Without the need for a detailed analysis by an accountant or a financial expert, our umbrella company pay calculator gives you a good idea of how much of your earnings are actually yours and how much goes to HMRC as tax. This gives you the ability to budget, save and plan for the future - an aspect of contracting that umbrella contractors often struggle with when taking on an array of different assignments and projects.

Of course, you might find that you could be taking home more if you went limited. While the increased pay might not be worth it for some - particularly in the wake of upcoming IR35 legislation changes - for others it might be a good idea to make the switch. Use our Limited and Umbrella Calculator and see for yourself which option will work better for you.

Why Brookson One?

As specialist contractor accountants, we can help with more than just calculating your umbrella take-home pay.

With over 20 years experience helping self-employed professionals make the most of their finances, we can help you increase the amount you earn as well as freeing up valuable time for you to focus on paid work. We can help make sure you're paying yourself in the most tax-efficient way, increasing the amount of your income that you can take home.

If you'd like to learn more about how we can help you, you can always book a free consultation to chat to one of our highly trained advisors. Alternatively, if you would like to read more about your working options, you can download one of our free guides below for more information.

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Download Our Free Guides

Choosing Your Working Options

This guide is ideal for anyone considering the various self-employment working options, from running a limited company, working as a sole trader or working through an umbrella company.

Setting up a Limited Company

This guide will help you understand what is involved in forming and running your own Limited Company.

Working Through an Umbrella Company

This guide is ideal for anyone considering working through an umbrella company. It provides a jargon free overview of the Brookson Umbrella service, along with the key benefits.

Expenses for Limited Companies

This guide will help give you a better understanding of how expenses can affect your tax bill and examples of what is and is not classed as an expense. 


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